INVESTMENT TOOLS
Choosing an Investment
If you are unsure of which Palmyra fund meets your requirements, then we suggest that you speak with your financial advisor or contact us directly.
At Palmyra, we can inform you about the financial needs our various products aim to meet. We may also provide you with generic information about our products.
We may not, however, provide you with financial advice, which means we can’t tell you which of our products is best for your personal circumstances. This is the role of an authorised financial adviser.
Compare Investments
Please click on the name of each Fund to compare.
- Palmyra BCI Stable Fund
- Palmyra BCI Balanced Fund
- Palmyra BCI Property Fund
- Palmyra BCI SA Equity Fund
- Palmyra BCI Global Flexible Fund of Funds
Facts:
INVESTOR NEED
Income and growth
BENCHMARK
CPI for all urban areas plus 3% per annum.
INVESTMENT VEHICLE
Unit trust
WHAT DOES THE FUND INVEST IN?
The fund invests in equities, fixed interest instruments, listed property, and cash. The intended maximum limits are up to 40% in equities, 25% in listed property, and 45% in offshore assets. Derivative strategies may also be used to mitigate the risk of capital loss. The fund is managed to comply with regulations governing retirement investments (Regulation 28) and is suitable for use in pension and provident funds.
RISK RATING
Low to moderate
TIME HORIZON
Three-years or longer
ASSET CLASS(ES)
Equities, fixed interest instruments, listed property and cash
General:
LAUNCH DATE
3 September 2012
ASISA CLASSIFICATION (WHERE RELEVANT)
ASISA SA Multi Asset Low Equity
INCOME DISTRIBUTION / PAYMENT
Quarterly (31 March, 30 June, 30 September, and 31 December)
INVESTMENT MINIMUM
Lump sum: R5 000
Monthly: R500
Ad hoc: R500
REGULATION 28
Yes
CURRENCY AVAILABILITY
South African rand
STATUS
Open
LIQUIDITY
Daily
Fees:
Palmyra Initial Fee
NIL
Palmyra Annual Management Fee
1.00% (excluding VAT)
Palmyra Performance Fee
NIL
Advisor Maximum Initial Fee
3.00% (excluding VAT)
Advisor Maximum Ongoing Fee
1.00% (excluding VAT)
Total Expense Ratio (TER)
See Fund Fact Sheet
Facts:
INVESTOR NEED
Income and growth
BENCHMARK
CPI for all urban areas plus 4% per annum.
INVESTMENT VEHICLE
Unit trust
WHAT DOES THE FUND INVEST IN?
The fund invests in equities, fixed interest instruments, listed property and cash. The intended maximum limits are: up to 75% in equities, 25% in listed property, and 45% in offshore assets. Derivative strategies may also be used to mitigate the risk of capital loss. The fund is managed to comply with regulations governing retirement investments (Regulation 28) and is suitable for use in pension and provident funds.
RISK RATING
Moderate
TIME HORIZON
Three-years or longer
ASSET CLASS(ES)
Equities, fixed interest instruments, listed property and cash
General:
LAUNCH DATE
1 March 2006
ASISA CLASSIFICATION (WHERE RELEVANT)
ASISA SA Multi Asset High Equity
INCOME DISTRIBUTION / PAYMENT
Bi-annual (30 June, 31 December)
INVESTMENT MINIMUM
Lump sum: R5 000
Monthly: R500
Ad hoc: R500
REGULATION 28
Yes
CURRENCY AVAILABILITY
South African rand
STATUS
Open
LIQUIDITY
Daily
Fees:
Palmyra Initial Fee
NIL
Palmyra Annual Management Fee
1.25% (excluding VAT)
Palmyra Performance Fee
NIL
Advisor Maximum Initial Fee
3.00% (excluding VAT)
Advisor Maximum Ongoing Fee
1.00% (excluding VAT)
Total Expense Ratio (TER)
See Fund Fact Sheet
Facts:
INVESTOR NEED
Long-term growth
BENCHMARK
FTSE/JSE SA Listed Property Index (J253T)
INVESTMENT VEHICLE
Unit trust
WHAT DOES THE FUND INVEST IN?
The investable universe of the portfolio will include equity and property securities, including companies that derive a material portion of their income from property investment, property collective investment schemes, property loan stock, fixed interest securities, preference shares, non-equity securities and assets in liquid form.
The portfolio will invest at least 80% of the market value of the portfolio in shares listed in the FTSE / JSE Real Estate industry group or similar sector of an international stock exchange and may include other high yielding securities from time to time. Up to 10% of the portfolio may be invested in shares outside the property sector in companies that conduct similar business activities.
RISK RATING
Moderate-High
TIME HORIZON
Five-years or longer
ASSET CLASS(ES)
Equities and property securities
General:
LAUNCH DATE
2 January 2015
ASISA CLASSIFICATION (WHERE RELEVANT)
ASISA SA Real Estate General
INCOME DISTRIBUTION / PAYMENT
Quarterly (31 March, 30 June, 30 September, 31 December)
INVESTMENT MINIMUM
Lump sum: R5 000
Monthly: R500
Ad hoc: R500
REGULATION 28
Not Applicable
CURRENCY AVAILABILITY
South African rand
STATUS
Open
LIQUIDITY
Daily
Fees:
Palmyra Initial Fee
NIL
Palmyra Performance Fee
NIL
Advisor Maximum Initial Fee
3.00% (excluding VAT)
Advisor Maximum Ongoing Fee
1.00% (excluding VAT)
Total Expense Ratio (TER)
See Fund Fact Sheet
Facts:
INVESTOR NEED
Long-term growth
BENCHMARK
FTSE/JSE Capped Shareholders Weighted Index (J433T)
INVESTMENT VEHICLE
Unit trust
WHAT DOES THE FUND INVEST IN?
The fund invests in a diversified portfolio of local equities.
RISK RATING
High
TIME HORIZON
Five-years or longer
ASSET CLASS(ES)
Equities and cash
General:
LAUNCH DATE
1 March 2006
ASISA CLASSIFICATION (WHERE RELEVANT)
ASISA SA Equity General
INCOME DISTRIBUTION / PAYMENT
Bi-annual (30 June, 31 December)
INVESTMENT MINIMUM
Lump sum: R5 000
Monthly: R500
Ad hoc: R500
REGULATION 28
Not Applicable
CURRENCY AVAILABILITY
South African rand
STATUS
Open
LIQUIDITY
Daily
Fees:
Palmyra Initial Fee
NIL
Palmyra Performance Fee
NIL
Advisor Maximum Initial Fee
3.00% (excluding VAT)
Advisor Maximum Ongoing Fee
1.00% (excluding VAT)
Total Expense Ratio (TER)
See Fund Fact Sheet
Facts:
INVESTOR NEED
Long-term growth
BENCHMARK
Global Multi Asset Flexible Category Average
INVESTMENT VEHICLE
Unit trust
WHAT DOES THE FUND INVEST IN?
Investments to be included in the portfolio may, apart from assets in liquid form, consists of participatory interests and other forms of participation of local and global collective investment schemes. The portfolios will be investing in liquid form, equity securities, property securities, non-equity securities, preference shares debentures, bonds, fixed deposits, money market instruments and other interest-bearing securities.
The portfolio’s offshore exposure exceeds 80% of its asset value.
RISK RATING
Medium - High
TIME HORIZON
Five-years or longer
ASSET CLASS(ES)
All asset classes with a minimum of 80% offshore
General:
LAUNCH DATE
4 March 2020
ASISA CLASSIFICATION (WHERE RELEVANT)
Global Multi Asset Flexible
INCOME DISTRIBUTION / PAYMENT
Bi-annual (30 June, 31 December)
REGULATION 28
Not applicable
CURRENCY AVAILABILITY
South African rand
STATUS
Open
LIQUIDITY
Daily
Fees:
Palmyra Initial Fee
NIL
Palmyra Performance Fee
NIL
Advisor Maximum Initial Fee
3.00% (excluding VAT)
Advisor Maximum Ongoing Fee
1.00% (excluding VAT)
Total Expense Ratio (TER)
See Fund Fact Sheet
- Palmyra BCI Balanced Fund
- Palmyra BCI Stable Fund
- Palmyra BCI Property Fund
- Palmyra BCI SA Equity Fund
- Palmyra BCI Global Flexible Fund of Funds
Facts:
INVESTOR NEED
Income and growth
BENCHMARK
CPI for all urban areas plus 4% per annum.
INVESTMENT VEHICLE
Unit trust
WHAT DOES THE FUND INVEST IN?
The fund invests in equities, fixed interest instruments, listed property and cash. The intended maximum limits are: up to 75% in equities, 25% in listed property, and 45% in offshore assets. Derivative strategies may also be used to mitigate the risk of capital loss. The fund is managed to comply with regulations governing retirement investments (Regulation 28) and is suitable for use in pension and provident funds.
RISK RATING
Moderate
TIME HORIZON
Three-years or longer
ASSET CLASS(ES)
Equities, fixed interest instruments, listed property and cash
General:
LAUNCH DATE
1 March 2006
ASISA CLASSIFICATION (WHERE RELEVANT)
ASISA SA Multi Asset High Equity
INCOME DISTRIBUTION / PAYMENT
Bi-annual (30 June, 31 December)
INVESTMENT MINIMUM
Lump sum: R5 000
Monthly: R500
Ad hoc: R500
REGULATION 28
Yes
CURRENCY AVAILABILITY
South African rand
STATUS
Open
LIQUIDITY
Daily
Fees:
Palmyra Initial Fee
NIL
Palmyra Annual Management Fee
1.25% (excluding VAT)
Palmyra Performance Fee
NIL
Advisor Maximum Initial Fee
3.00% (excluding VAT)
Advisor Maximum Ongoing Fee
1.00% (excluding VAT)
Total Expense Ratio (TER)
See Fund Fact Sheet
Facts:
INVESTOR NEED
Income and growth
BENCHMARK
CPI for all urban areas plus 3% per annum.
INVESTMENT VEHICLE
Unit trust
WHAT DOES THE FUND INVEST IN?
The fund invests in equities, fixed interest instruments, listed property, and cash. The intended maximum limits are up to 40% in equities, 25% in listed property, and 45% in offshore assets. Derivative strategies may also be used to mitigate the risk of capital loss. The fund is managed to comply with regulations governing retirement investments (Regulation 28) and is suitable for use in pension and provident funds.
RISK RATING
Low to moderate
TIME HORIZON
Three-years or longer
ASSET CLASS(ES)
Equities, fixed interest instruments, listed property and cash
General:
LAUNCH DATE
3 September 2012
ASISA CLASSIFICATION (WHERE RELEVANT)
ASISA SA Multi Asset Low Equity
INCOME DISTRIBUTION / PAYMENT
Quarterly (31 March, 30 June, 30 September, and 31 December)
INVESTMENT MINIMUM
Lump sum: R5 000
Monthly: R500
Ad hoc: R500
REGULATION 28
Yes
CURRENCY AVAILABILITY
South African rand
STATUS
Open
LIQUIDITY
Daily
Fees:
Palmyra Initial Fee
NIL
Palmyra Annual Management Fee
1.00% (excluding VAT)
Palmyra Performance Fee
NIL
Adviser Maximum Initial Fee
3.00% (excluding VAT)
Adviser Maximum Ongoing Fee
1.00% (excluding VAT)
Total Expense Ratio (TER)
See Fund Fact Sheet
Facts:
INVESTOR NEED
Long-term growth
BENCHMARK
FTSE/JSE SA Listed Property Index (J253T)
INVESTMENT VEHICLE
Unit trust
WHAT DOES THE FUND INVEST IN?
The investable universe of the portfolio will include equity and property securities, including companies that derive a material portion of their income from property investment, property collective investment schemes, property loan stock, fixed interest securities, preference shares, non-equity securities and assets in liquid form.
The portfolio will invest at least 80% of the market value of the portfolio in shares listed in the FTSE / JSE Real Estate industry group or similar sector of an international stock exchange and may include other high yielding securities from time to time. Up to 10% of the portfolio may be invested in shares outside the property sector in companies that conduct similar business activities.
RISK RATING
Moderate-High
TIME HORIZON
Five-years or longer
ASSET CLASS(ES)
Equities and property securities
General:
LAUNCH DATE
2 January 2015
ASISA CLASSIFICATION (WHERE RELEVANT)
ASISA SA Real Estate General
INCOME DISTRIBUTION / PAYMENT
Quarterly (31 March, 30 June, 30 September, 31 December)
INVESTMENT MINIMUM
Lump sum: R5 000
Monthly: R500
Ad hoc: R500
REGULATION 28
Not Applicable
CURRENCY AVAILABILITY
South African rand
STATUS
Open
LIQUIDITY
Daily
Fees:
Palmyra Initial Fee
NIL
Palmyra Performance Fee
NIL
Advisor Maximum Initial Fee
3.00% (excluding VAT)
Advisor Maximum Ongoing Fee
1.00% (excluding VAT)
Total Expense Ratio (TER)
See Fund Fact Sheet
Facts:
INVESTOR NEED
Long-term growth
BENCHMARK
FTSE/JSE Capped Shareholders Weighted Index (J433T)
INVESTMENT VEHICLE
Unit trust
WHAT DOES THE FUND INVEST IN?
The fund invests in a diversified portfolio of local equities.
RISK RATING
High
TIME HORIZON
Five-years or longer
ASSET CLASS(ES)
Equities and cash
General:
LAUNCH DATE
1 March 2006
ASISA CLASSIFICATION (WHERE RELEVANT)
ASISA SA Equity General
INCOME DISTRIBUTION / PAYMENT
Bi-annual (30 June, 31 December)
INVESTMENT MINIMUM
Lump sum: R5 000
Monthly: R500
Ad hoc: R500
REGULATION 28
Not Applicable
CURRENCY AVAILABILITY
South African rand
STATUS
Open
LIQUIDITY
Daily
Fees:
Palmyra Initial Fee
NIL
Palmyra Performance Fee
NIL
Advisor Maximum Initial Fee
3.00% (excluding VAT)
Advisor Maximum Ongoing Fee
1.00% (excluding VAT)
Total Expense Ratio (TER)
See Fund Fact Sheet
Facts:
INVESTOR NEED
Long-term growth
BENCHMARK
Global Multi Asset Flexible Category Average
INVESTMENT VEHICLE
Unit trust
WHAT DOES THE FUND INVEST IN?
Investments to be included in the portfolio may, apart from assets in liquid form, consists of participatory interests and other forms of participation of local and global collective investment schemes. The portfolios will be investing in liquid form, equity securities, property securities, non-equity securities, preference shares debentures, bonds, fixed deposits, money market instruments and other interest-bearing securities.
The portfolio’s offshore exposure exceeds 80% of its asset value.
RISK RATING
Medium - High
TIME HORIZON
Five-years or longer
ASSET CLASS(ES)
All asset classes with a minimum of 80% offshore
General:
LAUNCH DATE
4 March 2020
ASISA CLASSIFICATION (WHERE RELEVANT)
Global Multi Asset Flexible
INCOME DISTRIBUTION / PAYMENT
Bi-annual (30 June, 31 December)
REGULATION 28
Not applicable
CURRENCY AVAILABILITY
South African rand
STATUS
Open
LIQUIDITY
Daily
Fees:
Palmyra Initial Fee
NIL
Palmyra Performance Fee
NIL
Advisor Maximum Initial Fee
3.00% (excluding VAT)
Advisor Maximum Ongoing Fee
1.00% (excluding VAT)
Total Expense Ratio (TER)
See Fund Fact Sheet
Risk Indicator
Palmyra BCI Stable Fund
- Aims to provide investors with real returns over a rolling three-year period, while minimizing the risk of capital loss over a one-year period.
- Active asset allocation with carefully managed equity stock selection.
- Regulation 28 compliant.
- Read more
Palmyra BCI Balanced Fund
- Aims to provide investors with a balance between capital growth and income over the medium to long term by investing across asset classes.
- Diversified exposure to the equity and fixed interest markets.
- Regulation 28 compliant
- Read more
Palmyra BCI Global Flexible Fund of Funds
- Aims to provide investors with a moderate long term real return by providing them with exposure to a diverse mix of underlying portfolios, comprising global asset classes and exposure to various currencies.
- The fund can invest into global investments across a variety of asset classes.
- Manager has flexibility in terms of offshore asset allocations.
- Read more
Palmyra BCI Property Fund
- Aims to deliver a combination of high income along with long-term capital appreciation.
- Those seeking wealth accumulation via exposure mainly to property equity markets.
- Those who have a moderate to high-risk profile and are comfortable with market fluctuations to achieve long-term capital growth.
- Investors who have at least a five-year or longer investment horizon.
- Read more
Palmyra BCI Equity Fund
- Aims for long-term capital growth with a relatively low risk of long-term capital loss by investing in a diversified portfolio of local equity securities.
- Fund can invest in SA equities.
- Minimum exposure of 80% of portfolio at all times in equities.
- Read more